Whether you're looking to learn more about banking with us, improve your financial literacy, or explore local events and community news, the Highlands Blog has you covered.
The holidays are a time of giving and spending intentional time with loved ones. Gift-giving can take on many different forms and a way to give back this holiday is to donate to your favorite charities or one that interests you. This can help keep the charity programs funded for another year and there are benefits for both parties in regards to donation.
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The holidays are all about love, family, and showing your loved ones you care. However, it can quickly turn into an overwhelming and quite stressful experience. Suddenly, the focus can turn to the number of gifts purchased rather than the wonderful experiences and memories made. You don’t have to break the bank or go into debt to show the people in your life that you love them. Below are a few tips and tricks to help you prep your budget for the holiday season.
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Having a high credit score has become one of the key components of adult life in recent years. Having low or troublesome credit can make it difficult to obtain the best interest rates for items like mortgage loans, personal loans, or student loans. Having good credit can also make it easier to get a good loan rate if you’re looking to refinance your house mortgage, debt, or any number of life goals. It’s an important thing to have in your adult tool kit and luckily, there are a few tips and tricks to help you maintain and build your credit along with some common mistakes to avoid.
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In this current housing market, homeowners have never been more creative. There are numerous benefits to taking out a home equity loan or a home equity line of credit (HELOC). It’s important to know all the facts before choosing what kind of loan will work best for you.
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In a world where everything is available at your fingertips, it is also easy to encounter a data breach. Protecting your data is easy but in today’s world there are many steps to ensure the best protection. Below are some tips to get started in creating a secure space for your personal data.
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The travel industry is a beacon of light for small communities. The Alleghany Highlands has a natural beauty that welcomes tourists to come and enjoy the beautiful nature and small-town experience. While driving through Clifton Forge, you may notice a commanding estate perched atop the hill on McCormick Boulevard. Here, the Hillcrest Mansion Inn stands tall and provides endless views of the Alleghany Highlands.
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Everyone knows about the elusive perfect credit score, but how many people really understand how to achieve it? While few may ever reach an 850 credit score, these are the most important things to know to take you one step closer.
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Saving your money in shoe boxes, writing and mailing checks for your bills, and visiting your local branch to check your balance are financial activities that were once revered as responsible money management. For some, these methods are now seen as outdated. With the many tools, financial institutions offer these days, it’s silly to pass up on more automated finance habits. Here are a few tips and tools to automate your financial management to make healthy habit-forming easier.
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Maybe you just found out, or maybe you’re a few months in. No matter how long you have until the due date, you know your life’s about change in big, wonderful ways. You know you’re ready as a parent, but what about your finances?
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Highlands Community Bank runs on the belief that the communities in the Alleghany Highlands deserve a bank that prioritizes local decision-making that keeps money in the community. For years, we’ve strived to help businesses grow and individuals flourish, celebrating their successes every step of the way.
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