Whether you're looking to learn more about banking with us, improve your financial literacy, or explore local events and community news, the Highlands Blog has you covered.
Missy Shifflett is Branch Manager and Loan Officer at Highlands Community Bank Hot Springs Branch. As a valued member of our team, Missy brings years of experience, expertise and support, and a deep understanding of her community and those that inhabit it.
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The path to financial stability after college has its share of challenges, particularly for today’s graduates.
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Life is full of changes. Right here in the Alleghany Highlands community, we’ve seen lots of change in the last couple of years as folks have been navigating through the aftermath of the pandemic. In addition to small businesses, we’ve noticed that many big banks have been closing up shop in the Highlands area. Without bank branches being easily accessible, many have been left wondering what to do.
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Credit is power. The word credit literally refers to your borrowing capacity, which is the maximum amount you can borrow without putting your financial health at risk. Your borrowing capacity is based on your history of paying money back to lenders, which affects how much cash you can borrow or your access to goods and services.
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Friends, it’s that weird time of the year again. We’re in that stretch between the holidays and the summer months. A new year is upon us, so you may be trying to tackle your resolutions or get certain things squared away to start your 2023 off on the right foot.
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It’s easy to fall into debt as it is. But with the holiday season around the corner, many people find themselves racking up their credit card bills which can put a damper on their holiday cheer, not to mention, it can have detrimental effects on their financial standing. It can be quite overwhelming, but our team here at Highlands Community Bank would like to provide you with the best tips for paying off debt!
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At Highlands Community Bank, the safety of our customers’ money and identity is our top priority. We are committed to being a bank that the community can trust, so security isn’t something we take lightly. You can never be too careful, and now with the holidays around the corner, we are on high alert for any suspicious activity. The holiday season to many is “the most wonderful time of the year,”…especially cybercriminals. Between spending time with loved ones, relaxing, and the festivities, it’s easy to get wrapped up in it all and accidentally let your guard down. So here are some helpful cybersecurity tips to safeguard your funds and sensitive information.
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Happy Fall, y’all! We are so excited that Autumn is finally here! How about you?! There are just so many fun events and activities to do at this time of year, like looking at all the Fall foliage. We may be biased, but there’s truly nothing like the views here in the Alleghany Highlands
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We truly cannot believe we got here. As of September 2022, Highlands Community Bank has been open for 20 years and we could not be more proud.
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Small towns all over have been affected in various ways by the COVID-19 pandemic and other current events. For instance, some businesses sadly have had to close up shop, including local branches of big banks. This means many folks have been left without easy access to brick-and-mortar branches, so they can’t go to receive help in person. This has led many community members to question if they should look for a new bank altogether. You may wonder, “Is it easy to switch banks?”
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